Medical & Dental Insurance

BENEFIT	WHO PAYS	WHO IS ELIGIBLE	EFFECTIVE DATE	COVERAGE
MEDICAL PLAN (PPO)	Hospital and Employee	Regular FT and PT employees and their qualified dependents	First of month following 60 days of employment	TMMC - 100% PPO Facility - 80% Other Facilities - 50% PPO Physician - 80% Non-PPO Physician - 50% $250 deductible.
PHARMACY PLAN (Included with PPO Medical Plan)	Hospital and Employee	Regular FT and PT employees and their qualified dependents	First of month following 60 days of employment	Mail Service $30 brand; $20 generic. TMMC 75% brand; 85% generic No deductible. Network 55% brand; 70% generic. $50 deductible.
VISION PLAN (Included with PPO or HMO Plan)	Hospital and Employee	Regular FT and PT employees and their qualified dependents	First of month following 60 days of employment	$20 annual deductible every 12 months: vision exam, lenses and frames, or up to $105 for contacts.
BLUE SHIELD(HMO)	Hospital and Employee	Regular FT and PT employees and their qualified dependents	First of month following 60 days of employment	Annual maximums - $2000(individual) $4000 (family) No deductible. $1000 per admission for hospital services.
DENTAL PLAN-DELTA	Hospital and Employee	Regular FT and PT employees and their qualified dependents	First of month following 60 days of employment	Annual maximum-$1,500 Preventive Care-100% Basic-80%, Major-50% Orthodontia not available. DPO Benefits for specialty dentists (See DPO below)
DENTAL PLAN-DELTA PREFERRED OPTION (DPO)	Hospital and Employee	Regular FT and PT employees and their qualified dependents	First of month following 60 days of employment	Annual maximum $1,500 No deductibles Preventive Care-100% Basic-90%, Major-50% Orthodontia not available.
DENTAL PLAN-DELTA PMI	Hospital and Employee	Regular FT and PT employees and their qualified dependents	First of month following 60 days of employment	No annual maximum. No pre-existing conditions. No deductibles. Preventive Care-100%, Basic-100%, Orthodontic-$1600 total child, $1800 total adult.
FLEXIBLE BENEFITS PLAN	Employee	Regular FT and PT employees	First of month following 60 days employment	Pay for your medical and dental premiums, certain medical expenses, adult and child care with "untaxed" dollars.