| BENEFIT |
WHO
PAYS |
WHO IS
ELIGIBLE |
EFFECTIVE DATE |
COVERAGE |
| GROUP TERM LIFE INSURANCE |
Hospital |
Regular FT employees |
First of month following 60 days of employment |
Hourly: 1X annual salary.
Salaried: 2X annual salary.
Dependents: $1000. |
| GROUP TERM SUPPLEMENTAL LIFE INSURANCE |
Employee |
Regular FT employees |
First of month following 60 days of employment |
Employees: up to 5x annual salary. Spouse: up to 50% of employee's coverage. Children: up to $10,000. |
| INSURANCE LIABILITY |
Hospital |
All employees |
Upon employment |
Coverage for professional liability for actions within the scope of employment. |
| UNIVERSAL LIFE WITH LONG-TERM CARE INSURANCE |
Employee |
Regular FT and PT employees |
First of the month following 60 days of employment |
Minimum: $5,000; Maximum: $250,000. Pays living benefit of up to 75% upon diagnosis of a terminal illness. Home Health and Long-Term Care Rider pays up to two times the face amount in monthly benefits. |
| CRITICAL ILLNESS INSURANCE PLAN |
Employee |
Regular FT and PT employees |
First of month following 60 days of employment |
Lump sum (from $10,000 to $100,000, not to exceed 2X salary, depending on option selected) paid the first time you or covered family member are diagnosed with a covered illness or condition. |
| VOLUNTARY SHORT-TERM AND LONG-TERM DISABILITY INSURANCE |
Employee |
Regular FT and PT employees |
First of month following 60 days of employment |
$300 to the lesser of $50,000 or 40% of regular monthly eranings after 30 days (for Short Term) and after 365 days (for Long Term) of disability subject to a 12/12 pre-existing limitation exclusion. Maximum benefit duration for STD is one year and 5 years for LTD. |
| SHORT- OR LONG-TERM DISABILITY |
Hospital |
Regular FT Salaried employees |
First of month following 60 days of employment |
Up to 66% of salary after 30 days of disability. |
| VOLUNTARY CANCER INSURANCE PLAN |
Employee |
Regular FT & PT employees |
First of month following 60 days of employment |
Pays inpatient and outpatient binefits;
Transportation & Lodging benefits;
Pay in addition to other coverage.
|
