4
Careers > Benefits Overview > Additional Insurance Plans
d
A A

Additional Insurance Plans

Benefit Who Pays Who Is Eligible Effective Date Coverage
Group Term Life Insurance Hospital Regular FT employees
  • First of month following 60 days of employment
  • Hourly: 1X annual salary.
  • Salaried: 2X annual salary.
  • Dependents: $1000.
Group Term Supplemental Life Insurance Employee Regular FT employees First of month following 60 days of employment Employees: up to 5x annual salary. Spouse: up to 100% of employee's coverage. Children: up to $10,000.
Insurance Liability Hospital All employees Upon employment Coverage for professional liability for actions within the scope of employment.
Universal Life with Long-Term Care Insurance Employee Regular FT and PT employees First of the month following 60 days of employment Minimum: $5,000; Maximum: $250,000. Pays living benefit of up to 75% upon diagnosis of a terminal illness. Home Health and Long-Term Care Rider pays up to two times the face amount in monthly benefits.
Critical Illness Insurance Plan Employee Regular FT and PT employees First of month following 60 days of employment Lump sum (from $10,000 to $100,000, not to exceed 2X salary, depending on option selected) paid the first time you or covered family member are diagnosed with a covered illness or condition.
Voluntary Short-Term and Long-Term Disability Employee Regular FT and PT employees First of month following 60 days of employment 30% of regular monthly earnings after 30 days (for Short Term not to exceed weekly max of $1400) & after 360 days (for Long Term) of disability subject to a 12/12 pre-existing limitation exclusion. Maximum benefit duration for STD is 47 weeks & 5 years for LTD.
Short - OR Long-Term Disability Hospital Regular FT Salaried employees First of month following 60 days of employment Up to 66 2/3% of salary after 30 days of disability.
Voluntary Cancer Insurance Plan Employee Regular FT & PT employees First of month following 60 days of employment Pays inpatient and outpatient benefits;
Transportation & Lodging benefits;
Pay in addition to other coverage.